Money is already tight and the holidays are around the corner… Help!
Dear Cheryl&Mack,
With prices increasing and the holidays approaching, I feel the budget squeeze.
I’m looking to keep the holiday spirit without blowing my budget in these pricey times. Any advice on how to handle the upcoming celebrations while keeping expenses low.
Signed,
Trying to be Festive
Dear Trying to be Festive,
Here are a few practical tips to help when money feels tight and the holidays are just around the corner:
Consider setting a budget and sticking to it.
When shopping for gifts, write a list of what you’re buying and for whom - and stick to it. Be realistic when setting your budget, and don’t buy things just because they're on sale.
Look for creative ways to celebrate without overspending, like organizing a potluck dinner with friends or opting for DIY gifts that carry sentimental value without breaking the bank.
You might also explore affordable activities like sledding, at-home movie nights, or crafting sessions to enjoy quality time without the strain of high expenses.
Ultimately, prioritizing your financial peace of mind is most important. Don’t go broke, trying to buy other gifts.
We’re here to help if you need any support budgeting. You can find a budget spreadsheet here: Free Budget Spreadsheet if you need a place to start.